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Financial Restructuring

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Loan and Asset Workout

Clients turn to Thompson Coburn for our extensive experience in protecting and enforcing the rights, interests and remedies of banks and other financial institutions in workouts and loan enforcement.

Our attorneys are committed to the idea that a negotiated, voluntary settlement is typically the most efficient way to handle a problem loan situation. We regularly handle workouts of credits of all sizes and levels of complexity, from small business loans to single-asset real estate loans to complex syndicated commercial and industrial loans. Our lawyers structure workouts of all different types involving borrowers doing business in a vast array of industries. We also represent lenders in loan enforcement proceedings.

By combining the knowledge gained through our representation of lenders in the origination of loans with the skill and experience of our litigation and bankruptcy practitioners, we provide efficient, effective representation of lenders seeking to compel borrowers to honor their promise to repay their debts.
  • We recently represented the lead lender in a workout and eventual liquidation of a lumber mill and numerous properties located in Tennessee.
  • We recently represented the lender in a workout and eventual structured UCC foreclosure sale of a high-end lawn equipment manufacturer located in Nebraska.
  • We have recently represented lenders in connection with workouts of loans to primary and secondary schools.
  • We are currently representing the lender in a workout and potential foreclosure involving a multi-family low-income tax credit housing project in Kansas.
  • We regularly represent lenders in structured work-outs of bank-stock secured loans to financial institutions.