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HEALTH AND WELFARE PLANS

The laws regulating employer health plans have been changing in recent years and are likely to change even more in the future. We help clients comply with laws such as COBRA, HIPAA and the new health care legislation, and keep clients apprised of developments important to them. We assist with health plan design issues, including consumer-driven plans. Services include preparation of plan documents, review and negotiation of administrative services agreements, and assistance with compliance issues.

The Patient Protection and Affordable Care Act enacted in 2010 imposes substantial new rules and regulations on employers relating to the provision of health care benefits to their employees. Some rules, such as new rules requiring coverage of the children of employees, are effective within the next several months. Other rules, including financial penalties imposed on employers that do not provide health care coverage, are effective over a period of years. We have dedicated members of the employee benefits practice group to concentrate almost exclusively on these new rules, so that we can deliver advice and assistance to our clients in an efficient manner.

The Health Insurance Portability and Accountability Act ("HIPAA") significantly increases the legal requirements for group health plans in the areas of health care portability, non-discrimination based on health factors, and privacy and security of health care records. We assist clients in a variety of ways, including the review of plans for compliance with the HIPAA portability and non-discrimination rules and the establishment of appropriate documents and procedures for compliance with the privacy and security rules.

In addition, we assist clients in complying with COBRA. We prepare and review initial COBRA notices, notices following a qualifying event, and COBRA descriptions contained in plans and summary plan descriptions. We also advise clients on COBRA compliance issues.

Publications

Are HR employees ‘investment advisors’ under the DOL’s fiduciary rule?

Did you consider the COBRA implications of your severance arrangement?

How to avoid tax traps in life insurance

Technology companies: Are your employment policies due for a reboot?

IRS issues new rules for 'closed' defined benefit plans

Section 409A: Top 10 rules for compliant non-qualified deferred compensation

Get the basics on two federal bills affecting employee benefits

Staffing agency workers and ACA offers of coverage

New rules on the block: SEC targets executive compensation

Nonqualified deferred compensation plan update

IRS releases final forms for Health Care Reform reporting

DOL claims most workers classified as independent contractors are "employees" covered by the FLSA

Two key legislative developments impact wellness plans, non-qualified deferred compensation plans

Department of Labor issues final regulations on annual funding notices

2014 pension plan regulatory highlights

The battle over 4062(e) 'facility closure' liability

Final regulations on qualified longevity annuity contracts

GAO report shines spotlight on key issues for managed accounts in 401(k) plans

President Obama's immigration actions: What employers need to know

Proposed Bankruptcy Fairness and Employee Benefits Protection Act of 2014 would place significant restrictions on employers in bankruptcy

IRS guidance on the application of the Affordable Care Act’s market reform provisions to HRAs and FSAs

Full disclosure: A practical guide for the HR professional when preparing the retirement plan portions of a proxy statement

Health care reform reporting requirements: Final rules

IRS updates determination letter request forms

Private sector pension de-risking and participant protections

SEC proposed rules on CEO pay ratios: What employee benefits professionals need to know

IRS provides some guidance on federal tax matters for same-sex marriage

Health FSA carryover amendments - Proceed with caution

Missouri employers take note: don't wait to challenge the timeliness of a charge under the Missouri Human Rights Act

U.S. Department of Labor updates FMLA guidance about who is a "spouse" following Supreme Court ruling

Illinois employers face decision as appellate court limits offer of at-will employment as consideration for competition restrictions

U.S. Supreme Court strikes down DOMA: What it means for plan sponsors

Affordable Care Act: Employer reporting requirements, pay or play penalties delayed

NLRB posting requirement struck down by court; federal contractors still on the hook

President Obama's NLRB recess appointments ruled unconstitutional by federal appeals court

Blog Posts

Higher ed braces for flood of lawsuits over retirement plans

TCLE

Hot Topics in Welfare Benefits

News

25 Thompson Coburn attorneys recognized in 2016 Chambers USA

27 Thompson Coburn attorneys recognized in 2015 Chambers USA

Thompson Coburn again recognized by Women in Law Empowerment Forum as a '2015 Gold Standard Firm'

Congratulations to the new Thompson Coburn partners for 2015

Lori Jones elected to American College of Employee Benefit Counsel

Leading Lawyers names Mark Weisberg a Top 10 employee benefits attorney in Illinois

Congratulations to our 15 St. Louis ‘Lawyers of the Year’

112 Thompson Coburn attorneys featured in 2015 Best Lawyers list

Cliff Godiner, Chuck Poplstein named to 2014 ‘Most Powerful Employment Attorneys’ list

29 Thompson Coburn attorneys recognized in 2014 Chambers USA

Detroit’s bankruptcy: What’s it got to do with St. Louis?

Two employee benefits partners join Thompson Coburn's Chicago office

Lori Jones talks Affordable Care Act delays, employee benefits in a post-DOMA world

St. Louis judge backs Thompson Coburn-designed firefighter pension overhaul

Rick Pautler elected to American College of Employee Benefit Counsel

19 Thompson Coburn partners named 2013 St. Louis Lawyers of the Year

Chuck Poplstein elected to College of Labor and Employment Lawyers

Thompson Coburn leads Federal Signal’s $110 million sale of FSTech to 3M

Laura Jordan selected for 2012-2013 class of Leadership St. Louis

Partner
St. Louis
314 552 6021

Cathy focuses her practice on employee benefits, taxation and closely-held businesses.

Cathy focuses her practice on employee benefits, taxation and closely-held ...

Cathy Conrad
Senior Counsel
St. Louis
314 552 6400

Paul focuses his practice on employee benefits law and taxation.

Paul focuses his practice on employee benefits law and taxation.

Paul Griesemer
Partner
Chicago
312 580 2238

Linda works with clients to help them navigate complex employee benefit plans in a cost effective and compliant manner.

Linda works with clients to help them navigate complex employee benefit pla...

Linda Hoseman
Partner
St. Louis
314 552 6568

During her more than 30 years of legal practice, Lori has been to helping clients solve some of the most challenging employee benefit problems.

During her more than 30 years of legal practice, Lori has been to helping c...

Lori Jones
Partner
St. Louis
314 552 6522

Michael's practice is focused on providing practical, comprehensive solutions that meet the business goals of clients in the employee benefits area of human resources law...

Michael's practice is focused on providing practical, comprehensive solutio...

Michael Lane
Partner
St. Louis
314 552 6470

Rick is one of the few attorneys nationwide who devotes his entire practice to the defense of employers in ERISA litigation related to pension, life, health, and disabili...

Rick is one of the few attorneys nationwide who devotes his entire practice...

Rick Pautler
Partner
St. Louis
314 552 6381

Ruth counsels clients on all issues related to the design, implementation, qualification and administration of defined benefit pension plans, 401(k) plans and welfare pla...

Ruth counsels clients on all issues related to the design, implementation, ...

Ruth Streit
Partner
Chicago
312 580 2340

Mark represents large employers in the design, establishment, and administration of retirement benefit, welfare benefit, and deferred and equity-based compensation plans.

Mark represents large employers in the design, establishment, and administr...

Mark Weisberg
Partner
St. Louis
314 552 6217

In an era of escalating pension liabilities and sweeping health care reforms, Trish serves as an employee benefits advisor to public and privately-owned businesses and al...

In an era of escalating pension liabilities and sweeping health care reform...

Trish Winchell