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HEALTH AND WELFARE PLANS

The laws regulating employer health plans have been changing in recent years and are likely to change even more in the future. We help clients comply with laws such as COBRA, HIPAA and the ACA, and keep clients apprised of developments important to them. We assist with health plan design issues, including consumer-driven plans. Services include preparation of plan documents, review and negotiation of administrative services agreements, and assistance with compliance issues.

The Patient Protection and Affordable Care Act enacted in 2010 imposes substantial rules and regulations on employers relating to the provision of health care benefits to their employees. We have dedicated members of the employee benefits practice group who concentrate on these rules, as well as Congressional proposals for changes to the rules, so that we can deliver advice and assistance to our clients in an efficient manner.

The Health Insurance Portability and Accountability Act ("HIPAA") significantly increased the legal requirements for group health plans in the areas of health care portability, non-discrimination based on health factors, and privacy and security of health care records. We assist clients in a variety of ways, including the review of plans for compliance with the HIPAA portability and non-discrimination rules and the establishment of appropriate documents and procedures for compliance with the privacy and security rules.

In addition, we assist clients in complying with COBRA. We prepare and review initial COBRA notices, notices following a qualifying event, and COBRA descriptions contained in plans and summary plan descriptions. We also advise clients on COBRA compliance issues.

Publications

Supreme Court clarifies definition of ‘church plan’ under ERISA

DOL revises guidance regarding exercise of shareholder rights by ERISA fiduciaries

Halo looms over new decision that adds to ERISA risks for claims administrators

Are HR employees ‘investment advisors’ under the DOL’s fiduciary rule?

Did you consider the COBRA implications of your severance arrangement?

Technology companies: Are your employment policies due for a reboot?

IRS issues new rules for 'closed' defined benefit plans

Section 409A: Top 10 rules for compliant non-qualified deferred compensation

Get the basics on two federal bills affecting employee benefits

Staffing agency workers and ACA offers of coverage

New rules on the block: SEC targets executive compensation

Nonqualified deferred compensation plan update

IRS releases final forms for Health Care Reform reporting

DOL claims most workers classified as independent contractors are "employees" covered by the FLSA

Two key legislative developments impact wellness plans, non-qualified deferred compensation plans

Department of Labor issues final regulations on annual funding notices

2014 pension plan regulatory highlights

The battle over 4062(e) 'facility closure' liability

Final regulations on qualified longevity annuity contracts

GAO report shines spotlight on key issues for managed accounts in 401(k) plans

IRS guidance on the application of the Affordable Care Act’s market reform provisions to HRAs and FSAs

Full disclosure: A practical guide for the HR professional when preparing the retirement plan portions of a proxy statement

Health care reform reporting requirements: Final rules

Private sector pension de-risking and participant protections

SEC proposed rules on CEO pay ratios: What employee benefits professionals need to know

IRS provides some guidance on federal tax matters for same-sex marriage

Health FSA carryover amendments - Proceed with caution

Missouri employers take note: don't wait to challenge the timeliness of a charge under the Missouri Human Rights Act

U.S. Department of Labor updates FMLA guidance about who is a "spouse" following Supreme Court ruling

Illinois employers face decision as appellate court limits offer of at-will employment as consideration for competition restrictions

U.S. Supreme Court strikes down DOMA: What it means for plan sponsors

NLRB posting requirement struck down by court; federal contractors still on the hook

Blog Posts

How to avoid tax traps in life insurance

Higher ed braces for flood of lawsuits over retirement plans

TCLE

Hot Topics in Welfare Benefits

Partner
St. Louis
314 552 6021

Cathy focuses her practice on employee benefits, taxation and closely-held businesses.

Cathy focuses her practice on employee benefits, taxation and closely-held ...

Cathy Conrad
Senior Counsel
St. Louis
314 552 6400

Paul focuses his practice on employee benefits law and taxation.

Paul focuses his practice on employee benefits law and taxation.

Paul Griesemer
Partner
St. Louis
314 552 6568

During her more than 30 years of legal practice, Lori has been helping clients solve some of the most challenging employee benefit problems.

During her more than 30 years of legal practice, Lori has been helping...

Lori Jones
Partner
St. Louis
314 552 6522

Michael's practice is focused on providing practical, comprehensive solutions that meet the business goals of clients in the employee benefits area of human resources law...

Michael's practice is focused on providing practical, comprehensive solutio...

Michael Lane
Partner
St. Louis
314 552 6470

Rick is one of the few attorneys nationwide who devotes his entire practice to the defense of employers in ERISA litigation related to pension, life, health, and disabili...

Rick is one of the few attorneys nationwide who devotes his entire practice...

Rick Pautler
Partner
St. Louis
314 552 6381

Ruth counsels clients on all issues related to the design, implementation, qualification and administration of defined benefit pension plans, 401(k) plans and welfare pla...

Ruth counsels clients on all issues related to the design, implementation, ...

Ruth Streit
Partner
St. Louis
314 552 6217

In an era of escalating pension liabilities and sweeping health care reforms, Trish serves as an employee benefits advisor to public and privately-owned businesses and al...

In an era of escalating pension liabilities and sweeping health care reform...

Trish Winchell