Innovation continues to reshape the financial services landscape. Both fintech companies and financial institutions operate at the intersection of technology, regulation, and capital markets.
Our team brings deep experience in the financial services industry to help fintech companies, investors, lenders, and platform providers navigate this highly regulated and evolving environment.
We work with clients across the fintech ecosystem, from early-stage innovators to established market leaders, providing integrated legal advice that supports growth, manages risk, and enables strategic transactions. As fintech continues to develop alongside the commercial finance and specialty lending space, our team helps clients remain informed, responsive, and prepared for change.
regulatory, compliance, and licensing guidance
Fintech businesses operate within complex federal, state, and international regulatory frameworks, and the regulations can vary significantly among these geographies. We can help with compliance and regulatory matters affecting payments, digital currencies, lending, money transmission, consumer protection, data privacy, financial crime compliance, and related licensing issues. Our lawyers assist with licensing strategies, transactions and the design of compliance structures.
Building on our longstanding work with financial services institutions, we help develop compliance programs, policies, and procedures. We also advise on tax issues arising from investments, secured financings, and strategic transactions, with an integrated approach that helps clients align tax planning with regulatory compliance and commercial objectives.
transactions and growth‑oriented advice
We advise fintech clients on transactions that are fundamental to innovation and expansion. This includes investments in payment systems companies, the development and deployment of digital wallets and emerging payment technologies, and transactional matters involving payment processors, program managers, financial institutions, and technology partners.
We also work with fintech companies and specialty finance firms in negotiating and documenting debt financings from alternative credit funds and developing the operational policies, procedures, and program documentation needed to support business growth, investor requirements, and regulatory oversight.
financing and secured transactions
Our team represents venture debt funds and other direct lenders in secured transactions involving fintech companies. We also represent borrowers in these transactions, providing guidance on deal structure, collateral arrangements, intercreditor issues, and covenant considerations. This experience allows us to anticipate issues, focus negotiations, and deliver practical solutions that reflect market conditions.
operational and strategic support
Beyond transactions, we advise fintech clients on operational, governance, and strategic matters that arise as businesses scale. Our work includes counseling on vendor relationships, platform and processing agreements, data use, risk allocation, and outsourced services. As regulatory scrutiny increases and business models evolve, we help clients adapt operations while maintaining momentum.
