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Luke Sosnicki


Los Angeles
310 282 2538 310 282 2538 direct

Luke is an experienced commercial litigator who has successfully litigated commercial disputes of all types. He is also an experienced financial services litigator, having spent most of his career defending banks, mortgage servicers and other financial institutions in individual and class action cases across the country. Luke also holds a CIPP/US certification from the International Association of Privacy Professionals, and provides comprehensive advice on litigation risks related to federal and state data privacy laws, including the California Consumer Privacy Act (CCPA).

Luke has successfully defended clients in lawsuits brought under various state and federal consumer protection statutes related to loan origination, servicing, debt collection, foreclosure and unfair or deceptive practices. Luke is also an experienced appellate lawyer who has represented numerous bank and servicer clients on appeal.

Luke has been at the forefront of data and cybersecurity issues, with a particular focus on the financial services industry. He is certified by the International Association of Privacy Professionals as a U.S. Private Sector privacy professional (CIPP/US), and advises financial services companies on federal and state laws governing data management, privacy and eMortgage/digital mortgage processes, as well as best practices for handling private consumer information. Luke has also written and spoken extensively about California's new privacy law, the CCPA, including its impact on financial institutions.

As former in-house counsel for Nationstar, one of the country's largest mortgage servicers, Luke managed a large portfolio of lawsuits alleging various lending violations, origination fraud and loan-servicing errors. He also served as assistant general counsel to Aurora Bank FSB (formerly Lehman Brothers Bank FSB) during a critical transition period following the 2008 financial crisis, where he managed litigation and advised various business units on litigation risk, foreclosure practices and state and federal laws governing default management.


The evolving standing doctrine in privacy litigation - Ramirez and beyond

Adrienne Harris nominated as Superintendent of the New York State Department of Financial Services

Claims under CCPA survive motion to dismiss

Connecticut enacts cybersecurity laws aimed at data breaches

New York Assembly introduces the Biometric Privacy Act

Maintaining privilege over forensic data-breach reports

California Attorney General submits fourth set of CCPA modifications for review

Office of Administrative Law approves final CCPA regulations

CJEU invalidates EU-US Privacy Shield

California Privacy Rights Act qualifies for November 2020 ballot


California Privacy: CCPA and Beyond

Election Day Impacts for Cyber and Privacy

Protecting the Ever-Increasing Endpoints in Higher Education

In the Cyber Cross-hairs: Protecting High-Profile Targets

CCPA for Financial Institutions

Using GDPR to Prepare for CCPA, and Vice-Versa

Preparing for the California Consumer Privacy Act: Practical Ways to Mitigate Risk and Develop Litigation Defenses


"On Compliance: Should Your Credit Union Be A Plaintiff In A Data Breach Class Action Suit?,"
Credit Union Management, publication of the Credit Union Executives Society (CUES), July 2019

"Inconsistency in the Courts: Applying Spokeo v. Robins to FDCPA and RESPA claims”
DS News, May 2017

"A More Stringent Article III Standard As A Useful Class-Action Tool (Even Beyond Data-Breach Cases),”
Metropolitan Corporate Counsel, October 2014

"Resurgence Of 'Negligent Loan Servicing' Theory In California,"
Law 360, September 2014


"Are You Prepared for the CCPA?"
CLA Financial Institutions Committee May 2019

"Recent Trends in Consumer Class Actions Against Credit Unions and Banks"
Webinar March 2019

"The California Consumer Privacy Act: Why and How It Will Affect Your Business"
Webinar February 2019

"eMortgage Preparedness: How to Answer Your Legal Team’s Questions"
2018 MERS® West Coast eMortgage Boot Camp November 2018

"Digital Mortgages: Implementation, Potential Legal Issues & Problems Down the Road?"
Client Presentation August 2018

"The Future of Home Loans: eNotes and eMortgages"
Webinar July 2018

"Who's Left Standing After the U.S. Supreme Court's Knockout Decision in Robins v. Spokeo: A Survey of District Court Decisions and Implications for Defense"
Webinar April 2017

"Public Disclosure of Consumer Complaint Narratives: The CFPB’s Latest Consumer-Protection Initiative"
Financial Institutions Committee, Business Law Section of the California State Bar August 2014