Home > Services > Banking

BANKING

For an industry undergoing unprecedented change, we continue to offer effective representation, practical advice and guidance to our banking clients. Our strength is in the cumulative experience we have gained since we began serving this industry in 1929. We work with some of the largest banks and bank holding companies in the United States, with regional and community banks located throughout the country, as well as with other types of financial institutions.

We have a nationwide regulatory practice counseling some of the largest financial institutions and regional and community banks. The lawyers in the group regularly interact with financial regulators, including the Office of the Comptroller of the Currency, the FDIC, the Federal Reserve, Office of Thrift Supervision, the SEC, FINRA and state banking regulators around the nation, and we maintain valuable contacts and working relationships with government officials in these agencies. Our regulatory experience also includes having assisted in the drafting of banking regulations and related legislation.

Our experience includes structuring, negotiating and documenting credit commitments, loan transactions, equipment leases, syndicated credits, participations and restructurings for clients in numerous industries. We also work within specialized areas of finance, including asset-based financing, dealer financing, maritime financing and agribusiness financing. Our representations have included transactions for the Export-Import Bank.

We also handle litigation matters for banks locally, regionally and throughout the United States in state and federal courts, before arbitration panels, and in administrative agencies or other tribunals.

Blog Posts

Recent amendments to South Carolina’s low-income housing credit statute provides potential investment opportunities for financial institutions

Nine Bankruptcy Code amendments included in latest appropriations bill

COVID-19: When a bank loan restructure may not be a troubled debt restructuring (revised)

COVID-19: When a bank loan restructure may not be a troubled debt restructuring

Can government actions restrict creditors’ remedies during the COVID-19 emergency?

FAQs: Anti-net short provisions and what they mean for credit agreements

Cannabis banking bill heads to U.S. House for a vote

Possession is not ‘nine tenths of the law’: Impounded vehicles must be returned when a bankruptcy petition is filed

Supreme Court decides key trademark licensee issue in bankruptcy

Modernization of fintech regulation: Analyzing state regulatory solutions for banks and nonbanks

Publications

IBA confirms cessation of LIBOR tenors

The current status of LIBOR replacement and what financial institutions and their customers need to know now

Highlights from the SBA’s further guidance on PPP loan forgiveness

Effect of “forgiven” PPP loan on the deductibility of covered expenses

CARES Act provides relief for small businesses through SBA loans and programs

The impact of COVID-19 on MAC clauses and lending transactions: A borrower’s perspective

The impact of COVID-19 on MAC clauses and lending transactions: A lender’s perspective

The COVID-19 pandemic: What lenders should know about invoking MAC clauses

What’s my rate again? Revisiting lending boilerplate as LIBOR expires

Out with the old, in with the NAPSC: FTC announces changes to HSR Revenue Reporting

Bankruptcy court rejects risk-shifting liquidated damages clause in equipment leases

SEC denies applications for ETFs: Will traditional Wall Street banks step in?

California takes another run at regulating virtual currencies

Summary and implications of proposed 'Counteracting Russian Hostilities Act of 2017'

UCC update: Revisions to Missouri’s UCC Articles 4A and 9

The Wheatley review of LIBOR: final report

TCLE

The State of Cannabis in the States: A Federal Overview

The Dodd Frank Rollback: Easing the Rules for Commercial Real Estate (HVCRE) Lending

Lender Policies and Procedures for Subpoenas, Summons and Third-Party Demand Requests

News

Thompson Coburn combines with Hahn & Hessen, expands to New York

Janette Lohman selected as State Tax Lawyer of the Year by Finance Monthly

NPR’s Planet Money podcast calls on Dave Warfield for episode on robocalls

Congratulations to our 2021 Best Lawyers ‘Lawyers of the Year’ and ‘Ones to Watch’

Tom Minogue to receive ICON Award from Missouri Lawyers Media

Congratulations to the new Thompson Coburn partners for 2020

Janette Lohman named to SLU Law’s Hall of Fame Class of 2020

Thompson Coburn launches legal tech innovation ProjectCRAFT™

Rabo AgriFinance and Thompson Coburn recognized as 2019 ACC Value Champions

Thompson Coburn presents ‘Secrets of the Firewalkers’ at the 2019 CLOC Institute

Sarah Wade, Felicia Williams honored as YWCA Leaders in the Workplace

Bill Bay elected chair of the ABA House of Delegates

Maria Zschoche installed as a new member of the Missouri Bar Board of Governors

Amanda Hettinger, Sarah Wade named to 2017 Up & Coming list

Litigators to lead Lorman webinar on lender policies for subpoenas, summons, demand requests

Bill Bay to receive Distinguished Lawyer Award at 2017 Law Day festivities

Justin Newman named to Law Bulletin’s distinguished ‘40 Under 40’ list

Bill Bay named a 2016 ‘Excellence in Law’ award winner by St. Louis Magazine

Agribusiness professionals enjoy hands-on farm simulation at Thompson Coburn

A merger story: Tom Minogue and Jack Musgrave discuss 20 years as Thompson Coburn

Arcus Awards honor Thompson Coburn as a finalist for ‘Ameren Corporate Citizenship Award’

Congratulations to our 8 ‘Lawyers of the Year’

Thompson Coburn earns corporate counsel recommendations five years running in national report

Bill Bay elected to ABA Board of Governors

Thompson Coburn earns eight national top-tier rankings in U.S. News ‘Best Law Firms’ survey

Thompson Coburn represents issuer in 2014 Health Care Deal of the Year

Congratulations to our 15 St. Louis ‘Lawyers of the Year’

Sixth Circuit rules cows can be leased

Cherie Stephens Bock selected for 2014-2015 class of Leadership St. Louis

27 Thompson Coburn attorneys recognized in 2014 Chambers USA

Jim Slear leads webinar on ‘Navigating the Russian and Ukrainian Sanctions Maze’

Thompson Coburn represents U.S. Bank in financing named Wall Street Journal's 'Deal of the Week'

Victoria Gilbert joins Thompson Coburn as a partner

Thompson Coburn drafts UCC legislation in Missouri

Litigators, judges meet in Chicago for ABA Section of Litigation Annual Meeting

Francis X. Buckley, Jr. elected to board of directors of the American College of Bankruptcy

Bill Bay named Influential Lawyer by Missouri Lawyers Media

Thompson Coburn leads refinancing of St. Louis County’s bond obligations for Busch Stadium

Appellate victory helps strengthen statute of limitations in UCC conversion cases

19 Thompson Coburn partners named 2013 St. Louis Lawyers of the Year

Chicago attorneys teach students about business, civics and doughnuts

Rick Reibman joins Thompson Coburn as a partner

Thompson Coburn handled The Bond Buyer’s 2011 Health Care Deal of the Year

Partner
New York

John draws on his more than 30 years of litigation experience to represent a wide variety of clients in federal and state trial and appellate courts.

John draws on his more than 30 years of litigation experience to represent ...

John Amato
Partner
St. Louis

Mike has extensive experience handling probate and trust litigation for both fiduciaries and beneficiaries and leads the Firm's Trust and Estate Litigation practice.

Mike has extensive experience handling probate and trust litigation for bot...

Mike Bartolacci
Partner
New York

Dan represents financial institutions in secured and cash-flow lending and other finance transactions.

Dan represents financial institutions in secured and cash-flow lending and ...

Daniel Batterman
Partner
St. Louis

Bill has represented major corporations in high-stakes litigation for more than 30 years.

Bill has represented major corporations in high-stakes litigation for more ...

Bill Bay
Partner
Los Angeles

Drawing on his over 15 years of experience, Simran Bindra provides strategic banking and finance counseling to his clients as well as representing owners and developers o...

Drawing on his over 15 years of experience, Simran Bindra provides strategi...

Simran Bindra
Partner
St. Louis

Cherie represents financial institutions and borrowers in various secured and unsecured lending transactions.

Cherie represents financial institutions and borrowers in various secured a...

Cherie Stephens Bock
Senior Counsel
St. Louis

Mary has spent her nearly 40-year career representing major corporations in high-stakes trials and arbitrations across the region.

Mary has spent her nearly 40-year career representing major corporations in...

Mary Bonacorsi
Partner
St. Louis

Mark’s practice focuses on the representation of clients in financial restructurings, out-of-court workouts and bankruptcy cases.

Mark’s practice focuses on the representation of clients in financial restr...

Mark Bossi
Partner
St. Louis

Kim is a litigator and counselor and routinely handles litigation and pre-litigation disputes for companies in the agriculture, agribusiness, biotechnology, food, animal/...

Kim is a litigator and counselor and routinely handles litigation and pre-l...

Kim Bousquet
Associate
St. Louis

Shaun represents clients in all types of complex business and commercial litigation matters in state and federal courts across Missouri and Illinois.

Shaun represents clients in all types of complex business and commercial li...

Shaun Broeker
Partner
St. Louis

Ed serves as a key tax advisor to companies embarking on any type of corporate restructuring, from acquisitions and dispositions to spinoffs and management changes.

Ed serves as a key tax advisor to companies embarking on any type of corpor...

Ed Buchholz
Partner
Chicago

Frank is a longtime advisor to financial service providers who assists with insolvency and restructuring matters, loan enforcement, and a host of other business issues.

Frank is a longtime advisor to financial service providers who assists with...

Francis X. Buckley, Jr.
Partner
Chicago

Vic represents banks, lessors and other lenders and borrowers in syndicated and single lender secured and unsecured credit facilities.

Vic represents banks, lessors and other lenders and borrowers in syndicated...

Vic Des Laurier
Partner
St. Louis

Jim is an experienced real estate strategist and negotiator who counsels companies on a broad range of real estate matters, including acquisitions, dispositions, develo...

Jim is an experienced real estate strategist and negotiator who counsels ...

Jim Dillon
Partner
St. Louis

Garrett counsels banks, financial institutions and other businesses on a variety of commercial transaction and regulatory issues.

Garrett counsels banks, financial institutions and other businesses on a va...

Garrett Fischer
Partner
New York

Dan represents financial institutions and borrowers in numerous aspects of commercial lending transactions, with an emphasis on leveraged finance transactions.

Dan represents financial institutions and borrowers in numerous aspects of ...

Daniel Ford
Partner
St. Louis

Steve has successfully litigated a wide variety of matters for more than 30 years, the last 15 of which have focused on intellectual property.

Steve has successfully litigated a wide variety of matters for more than&nb...

Steve Garlock
Partner
New York

Sarah's practice focuses on asset based financing transactions, and other secured lending.

Sarah's practice focuses on asset based financing transactions, and other s...

Sarah Gilbert
Partner
Los Angeles

Vicky is a versatile commercial finance attorney who represents banks, investors, and borrowers in a wide variety of financing transactions and investments.

Vicky is a versatile commercial finance attorney who represents banks, inve...

Vicky Gilbert
Counsel
Chicago

With more than 15 years of experience in the financial services industry, Kristen helps develop tailored solutions for her clients.

With more than 15 years of experience in the financial services industry, K...

Kristen Greenberg
Counsel
St. Louis

April is counsel in the Firm's banking and commercial finance practice.

April is counsel in the Firm's banking and commercial finance practice.

April Greer
Associate
St. Louis

Denise represents financial institutions in a variety of commercial financing transactions.

Denise represents financial institutions in a variety of commercial financi...

Denise Hall
Partner
St. Louis

Ruthanne represents parties in complex commercial transactions, providing responsive advice on a variety of finance and sales matters.

Ruthanne represents parties in complex commercial transactions, providing r...

Ruthanne Hammett
Partner
Chicago

Clint represents borrowers, lenders and various other financial institutions in the structuring and the documentation of various commercial financing transactions.

Clint represents borrowers, lenders and various other financial institution...

Clint Hansen
Partner
St. Louis

Ed is a veteran litigator and head of the Firm's Antitrust Practice Group.

Ed is a veteran litigator and head of the Firm's Antitrust Practice Group.

Ed Harvey
Partner
St. Louis

Brian Hockett practices in the Firm's Financial Restructuring group.

Brian Hockett practices in the Firm's Financial Restructuring group.

Brian Hockett
Partner
St. Louis

Mark’s practice includes all types of secured, unsecured and asset-based lending and commercial-finance transactions.

Mark’s practice includes all types of secured, unsecured and asset-based le...

Mark Kaltenrieder
Partner
St. Louis

Cheryl represents lenders and obligors in complex finance transactions, loan restructurings, and bankruptcy, receivership, foreclosure and other proceedings involving cre...

Cheryl represents lenders and obligors in complex finance transactions, loa...

Cheryl Kelly
Associate
Chicago

Soyoon is an associate in the Firm's Banking & Commercial Finance practice.

Soyoon is an associate in the Firm's Banking & Commercial Finance pract...

Soyoon Kim
Senior Counsel
New York

Dan has counseled and represented financial institutions in closing sophisticated commercial finance transactions for over 35 years.

Dan has counseled and represented financial institutions in closing sophist...

Daniel Krauss
Associate
St. Louis

Eric is an associate in the Firm's banking & commercial finance practice.

Eric is an associate in the Firm's banking & commercial finance practic...

Eric Lemp
Partner
St. Louis

Janette has over thirty years’ experience practicing in all areas of state and local taxation, including representing clients before state and local taxing authorities in...

Janette has over thirty years’ experience practicing in all areas of state ...

Janette Lohman
Partner
New York

Steve represents financial institutions, businesses and constituencies in federal and state courts throughout the United States in a wide variety of major commercial disp...

Steve represents financial institutions, businesses and constituencies in f...

Steven Mandelsberg
Partner
Chicago

Jeff serves a diverse segment of real estate clients by offering a 360-degree approach to achieving their objectives.

Jeff serves a diverse segment of real estate clients by offering a 360-degr...

Jeffrey Merar
Partner
St. Louis

Tom is the immediate past Chair of Thompson Coburn, where for 20 years he led the Firm through a period of growth and nationwide expansion.

Tom is the immediate past Chair of Thompson Coburn, where for 20 years he l...

Tom Minogue
Partner
St. Louis

Steve serves as a trusted advisor to financial institutions engaged in all types of public finance and lending transactions.

Steve serves as a trusted advisor to financial institutions engaged in all ...

Steve Mitchell
Partner
Washington, D.C.

Jeff's practice focuses extensively on all aspects of government contracts, federal and state procurement, and administrative law and litigation.

Jeff's practice focuses extensively on all aspects of government contracts,...

Jeff Newman
Partner
Chicago

Experienced with both real estate transactions and litigation, Justin uses a hybrid approach in representing purchasers, sellers, landlords, tenants, owners, operators, l...

Experienced with both real estate transactions and litigation, Justin uses ...

Justin Newman
Partner
Chicago

Lauren is a strategic, proactive bankruptcy attorney and litigator who fights for lenders and creditors of all kinds.

Lauren is a strategic, proactive bankruptcy attorney and litigator who figh...

Lauren Newman
Partner
New York

Zachary delivers practical, tactical, and experienced advice to corporate, lending, and fiduciary clients with respect to all phases of litigation, alternate dispute reso...

Zachary delivers practical, tactical, and experienced advice to corporate, ...

Zachary Newman
Associate
New York

Mona represents financial institutions in business finance transactions, including commercial finance, asset-based lending and domestic and cross-border acquisitions and ...

Mona represents financial institutions in business finance transactions, in...

Mona Patel
Partner
St. Louis

Greg counsels entrepreneurs, investment advisors and major institutional investors on a wide range of securities offerings and transactions while providing comprehensive ...

Greg counsels entrepreneurs, investment advisors and major institutional in...

Greg Patterson
Associate
New York

Anna is in the Firm's Business Finance Practice Group and assists financial institutions in secured commercial lending transactions.

Anna is in the Firm's Business Finance Practice Group and assists financial...

Anna Piszczatowski
Partner
New York

Lee represents financial institutions in secured lending and other finance transactions, developing creative solutions that protect clients and still address the concerns...

Lee represents financial institutions in secured lending and other finance ...

Leonard Lee Podair
Associate
New York

Dan represents financial institutions in secured commercial lending transactions.

Dan represents financial institutions in secured commercial lending transac...

Daniel Quinn
Associate
Chicago

Diona represents financial institutions in commercial finance and secured transactions.

Diona represents financial institutions in commercial finance and secured t...

Diona Rogers
Partner
St. Louis

David represents banks and other financial institutions in a wide variety of major commercial finance transactions, providing clear, responsive advice that helps loan off...

David represents banks and other financial institutions in a wide variety o...

David Rubin
Senior Counsel
New York

Howard's broad experience enables him to structure, negotiate and document complex secured transactions that involve multiple and non-standard collateral classes.

Howard's broad experience enables him to structure, negotiate and document ...

Howard Ruda
Partner
St. Louis

Cathie defends clients in all types of business litigation in state and federal courts throughout Missouri and Illinois.

Cathie defends clients in all types of business litigation in state and fed...

Cathie Schroeder
Partner
New York

Steve represents banks, finance companies, factors, mezzanine lenders and other providers of credit in negotiating and documenting complex financial transactions.

Steve represents banks, finance companies, factors, mezzanine lenders and o...

Steven Seif
Partner
New York

Jeanne represents financial institutions in a wide range of complex business finance transactions, including commercial finance, factoring and structured finance.

Jeanne represents financial institutions in a wide range of complex busines...

Jeanne Siegel
Associate
Dallas

Ali represents financial institutions in the full range of commercial financing transactions.

Ali represents financial institutions in the full range of commercial finan...

Alejandra Siller
Associate
New York

Amanda is an associate in the Firm's Business Finance practice group and represents financial institutions in secured commercial lending transactions.

Amanda is an associate in the Firm's Business Finance practice group and re...

Amanda Singh
Partner
Washington, D.C.

Ray is a member of the Corporate and Securities, Government Contracts and Tax practice groups.

Ray is a member of the Corporate and Securities, Government Contracts and T...

Ray Stewart
Partner
New York

Ariele represents clients in a variety of secured commercial lending transactions.

Ariele represents clients in a variety of secured commercial lending transa...

Ariele Strauss
Associate
New York

Jorge represents financial institutions in business finance transactions, including commercial finance, asset-based lending and domestic and cross-border acquisitions and...

Jorge represents financial institutions in business finance transactions, i...

Jorge Torruella
Partner
St. Louis

Sarah represents lenders, banks and borrowers in complex financing transactions and provides in-depth regulatory counsel to clients in two of the most heavily regulated i...

Sarah represents lenders, banks and borrowers in complex financing transact...

Sarah Wade
Associate
New York

Jessica represents financial institutions in secured commercial lending transactions.

Jessica represents financial institutions in secured commercial lending tra...

Jessica Wang
Partner
St. Louis

David is a 30-year veteran of the financial restructuring world who provides practical, straight-forward advice to all types of institutions that interact with a distress...

David is a 30-year veteran of the financial restructuring world who provide...

David Warfield
Partner
St. Louis

As an experienced litigator in Missouri courts and beyond, Maria has worked for clients in the banking litigation and fiduciary litigation arenas.

As an experienced litigator in Missouri courts and beyond, Maria has w...

Maria Zschoche