The laws regulating employer health plans have been changing in recent years and are likely to change even more in the future. We help clients comply with laws such as COBRA, HIPAA and the ACA, and keep clients apprised of developments important to them. We assist with health plan design issues, including consumer-driven plans. Services include preparation of plan documents, review and negotiation of administrative services agreements, and assistance with compliance issues.
The Patient Protection and Affordable Care Act enacted in 2010 imposes substantial rules and regulations on employers relating to the provision of health care benefits to their employees. We have dedicated members of the employee benefits practice group who concentrate on these rules, as well as Congressional proposals for changes to the rules, so that we can deliver advice and assistance to our clients in an efficient manner.
The Health Insurance Portability and Accountability Act ("HIPAA") significantly increased the legal requirements for group health plans in the areas of health care portability, non-discrimination based on health factors, and privacy and security of health care records. We assist clients in a variety of ways, including the review of plans for compliance with the HIPAA portability and non-discrimination rules and the establishment of appropriate documents and procedures for compliance with the privacy and security rules.
In addition, we assist clients in complying with COBRA. We prepare and review initial COBRA notices, notices following a qualifying event, and COBRA descriptions contained in plans and summary plan descriptions. We also advise clients on COBRA compliance issues.
IRS provides new guidance on the COBRA premium subsidy under the American Rescue Plan Act June 10, 2021
DOL guidance now available for COBRA premium subsidy April 15, 2021
COVID-19 and employee mental health: What employers can do March 31, 2021
What employers need to know about the COBRA premium subsidy provisions of the American Rescue Plan Act March 19, 2021
New DOL guidance on missing participants: What employers should know March 11, 2021
What employers need to know about mandatory COVID-19 vaccines and exceptions February 4, 2021
Preliminary IRS guidance regarding traditional and QACA safe harbor 401(k) plans under the Secure Act January 27, 2021
What employers should know about lifetime income disclosure requirements for defined contribution plans November 2, 2020
COVID-19 and older employees: What employers should know and how they can lessen the impact October 27, 2020
What employers should know about DOL’s final fiduciary rule and proposed prohibited transaction exemption for fiduciaries September 2, 2020
How employers are changing employee benefits to address the COVID-19 pandemic July 1, 2020
New relief for cafeteria plans and flexible spending accounts due to COVID-19 May 21, 2020
Supplemental unemployment benefit plans: A tool for employers responding to the COVID-19 crisis May 19, 2020
Rabbi trusts: Taxation basics and drafting beyond the model language April 27, 2020
Five things you should know about the DOL’s new Coronavirus paid leave rules April 6, 2020
Employee benefit changes under the CARES Act: What employers need to know April 2, 2020
City of Los Angeles enacts new sick pay ordinance April 1, 2020
Retirement plan considerations during COVID-19 March 27, 2020
The COVID-19 Crisis: Questions and answers for employee welfare benefit plans March 26, 2020
What employers need to know about the Families First Coronavirus Response Act March 26, 2020
SECURE Act: What employers need to know for retirement plans March 24, 2020
Coronavirus legislation may impact your paid leave and FMLA obligations March 18, 2020
Proposed Section 162(m) regulations: Key provisions employers should know March 12, 2020
Proposed price transparency rules for health care plans: What employers need to know about required disclosures March 5, 2020
What should plan administrators do about uncashed retirement plan checks? January 27, 2020
Minimum wage increases in 72 jurisdictions to take effect in 2020 January 3, 2020
NLRB overturns trio of Obama-era board decisions December 23, 2019
What employers need to know about association retirement plans and efforts to expand access to multiple employer plans December 3, 2019
Utilizing profits interests as equity incentive compensation December 2, 2019
Seven things employers should know about Medicare for All November 4, 2019
Employers: Are you ready for new California HR laws in 2020? October 30, 2019
Choice of law provisions in ERISA plans will not result in uniformity October 21, 2019
Tips for conducting a year-end 401(k) plan review October 4, 2019
A checklist for drafting Section 457(f) plans for tax-exempt employers September 17, 2019
Ten things employers should know about individual coverage HRAs August 28, 2019
Section 4960 Excise Tax: What tax-exempt employers need to know June 12, 2019
Surprise billing legislation: What employers need to know February 28, 2019
What employers need to know to implement the new hardship withdrawal regulations February 20, 2019
How employers can use employee benefits to address climate change February 6, 2019
What’s new with the Illinois Wage Payment Act and four other HR law changes for 2019 January 8, 2019
Retirement plans under Tax Reform 2.0: How the Family Savings Act could affect employers November 19, 2018
A top hat plan checklist for employers November 7, 2018
When should you terminate a defined benefit plan? Four influential factors October 10, 2018
IRS updates safe harbor 402(f) notices for eligible rollover distributions September 28, 2018
5 takeaways from the employee ERISA win in McMillan August 15, 2018
Shoring up the PBGC’s insurance program for multiemployer plans: An update May 15, 2018
What’s in Your Health Savings Account? April 10, 2018
2018 resolution: conduct ERISA fiduciary training April 4, 2018
Beware the tail of the dog: 5 tips in dealing with employee benefits in mergers and acquisitions November 29, 2017
Benefit issues impacting older workers October 16, 2017
An ERISA claim check: 9 tips for effective and compliant claims procedures September 13, 2017
Someone to watch over me and my 401(k) August 15, 2017
Forewarned is forearmed? PBGC FAQs clarify the use of the early warning program July 14, 2017
Something there is that doesn’t love a regulation June 15, 2017
Supreme Court clarifies definition of ‘church plan’ under ERISA June 6, 2017
DOL revises guidance regarding exercise of shareholder rights by ERISA fiduciaries June 2, 2017
Halo looms over new decision that adds to ERISA risks for claims administrators April 3, 2017
Are HR employees ‘investment advisors’ under the DOL’s fiduciary rule? November 22, 2016
Did you consider the COBRA implications of your severance arrangement? November 2, 2016
Technology companies: Are your employment policies due for a reboot? August 9, 2016
IRS issues new rules for 'closed' defined benefit plans July 28, 2016
Section 409A: Top 10 rules for compliant non-qualified deferred compensation July 28, 2016
Get the basics on two federal bills affecting employee benefits March 1, 2016
Staffing agency workers and ACA offers of coverage February 1, 2016
New rules on the block: SEC targets executive compensation January 25, 2016
Nonqualified deferred compensation plan update October 30, 2015
IRS releases final forms for Health Care Reform reporting September 30, 2015
DOL claims most workers classified as independent contractors are "employees" covered by the FLSA July 15, 2015
Two key legislative developments impact wellness plans, non-qualified deferred compensation plans June 5, 2015
Department of Labor issues final regulations on annual funding notices June 5, 2015
2014 pension plan regulatory highlights March 16, 2015
The battle over 4062(e) 'facility closure' liability January 26, 2015
Final regulations on qualified longevity annuity contracts December 5, 2014
GAO report shines spotlight on key issues for managed accounts in 401(k) plans December 5, 2014
IRS guidance on the application of the Affordable Care Act’s market reform provisions to HRAs and FSAs September 3, 2014
Health care reform reporting requirements: Final rules June 7, 2014
Full disclosure: A practical guide for the HR professional when preparing the retirement plan portions of a proxy statement June 7, 2014
Private sector pension de-risking and participant protections March 31, 2014
SEC proposed rules on CEO pay ratios: What employee benefits professionals need to know January 16, 2014
IRS provides some guidance on federal tax matters for same-sex marriage December 6, 2013
Health FSA carryover amendments - Proceed with caution November 25, 2013
Missouri employers take note: don't wait to challenge the timeliness of a charge under the Missouri Human Rights Act September 10, 2013
U.S. Department of Labor updates FMLA guidance about who is a "spouse" following Supreme Court ruling August 23, 2013
Illinois employers face decision as appellate court limits offer of at-will employment as consideration for competition restrictions July 26, 2013
U.S. Supreme Court strikes down DOMA: What it means for plan sponsors July 8, 2013
NLRB posting requirement struck down by court; federal contractors still on the hook May 14, 2013
Employee Benefits Update October 22, 2020
Navigating HR Issues during the COVID-19 Emergency April 16, 2020
Financial Risks Common in Employee Benefit Programs January 29, 2020
Hot Topics in Welfare Benefits September 20, 2016
Blog Browse: Coronavirus legislation may impact your paid leave and FMLA obligations March 18, 2020
7 facts employers and employees should know about HIPAA and the opioid crisis September 21, 2018
How to avoid tax traps in life insurance January 10, 2017
Higher ed braces for flood of lawsuits over retirement plans August 15, 2016
Congratulations to our 2021 Best Lawyers ‘Lawyers of the Year’ and ‘Ones to Watch’ August 20, 2020
Thompson Coburn earns 11 national top-tier rankings in U.S. News 2019 ‘Best Law Firms’ survey November 8, 2018
Congratulations to our 14 'Lawyers of the Year' for 2018 August 18, 2017
Thompson Coburn earns 11 national top-tier rankings in U.S. News ‘Best Law Firms’ survey November 1, 2016
Thompson Coburn again recognized by Women in Law Empowerment Forum as a '2015 Gold Standard Firm' June 25, 2015
Congratulations to the new Thompson Coburn partners for 2015 January 5, 2015
Lori Jones elected to American College of Employee Benefit Counsel November 12, 2014
Congratulations to our 15 St. Louis ‘Lawyers of the Year’ September 3, 2014
Cliff Godiner, Chuck Poplstein named to 2014 ‘Most Powerful Employment Attorneys’ list June 25, 2014
Detroit’s bankruptcy: What’s it got to do with St. Louis? October 31, 2013
Lori Jones talks Affordable Care Act delays, employee benefits in a post-DOMA world July 17, 2013
St. Louis judge backs Thompson Coburn-designed firefighter pension overhaul June 19, 2013
Rick Pautler elected to American College of Employee Benefit Counsel November 5, 2012
Jennifer is a highly skilled labor and employment associate primarily focused on employment litigation.
Jennifer is a highly skilled labor and employment associate primarily focus...
Cathy focuses her practice on employee benefits, taxation and closely-held businesses.
Cathy focuses her practice on employee benefits, taxation and closely-held ...
For more than 30 years, Lori has been helping clients solve some of the most challenging employee benefit problems.
For more than 30 years, Lori has been helping clients solve some of the mos...
Michael's practice is focused on providing practical, comprehensive solutions that meet the business goals of clients in the employee benefits area of human resources law...
Michael's practice is focused on providing practical, comprehensive solutio...
Rick devotes his entire practice to the defense of employers in ERISA litigation related to pension, life, health, and disability benefits, both self-funded and insured.
Rick devotes his entire practice to the defense of employers in ERISA litig...
Amy advises employers on retirement plans, health and welfare plans, compensation packages and other benefits.
Amy advises employers on retirement plans, health and welfare plans, compen...
In an era of escalating pension liabilities and sweeping health care reforms, Trish serves as an employee benefits advisor to public and privately-owned businesses and go...
In an era of escalating pension liabilities and sweeping health care reform...